The Federal Government Staff Housing Loans Board reports that it has started compiling a list of retired government personnel who have fallen behind on their housing loan payments.
This information was revealed in a statement released in Abuja on Thursday by Mrs. Ngozi Obiechina, Head of Information and Public Relations at FGSHLB.
Obiechina cited Mrs. Salamatu Ahmed, the Board’s Executive Secretary, as stating that the action was intended to reclaim mortgaged homes from retirees who had not fulfilled their loan commitments.
The decision was made in response to a recent memo from Mrs. Patience Oyekunle, Permanent Secretary, Career Management Office, Office of the Head of the Federation’s Civil Service, Ahmed highlighted.
She claimed that the memo reminded public servants that obtaining a Certificate of Non-Indebtedness to the FGSHLB and MDA Staff Multipurpose Cooperative Society is an obligatory requirement for retirement.
According to the executive secretary, in accordance with the conditions of the loan agreements, the board would pursue the required legal actions to reclaim properties when appropriate.
She added that this was in accordance with the provisions of Public Service Rules 021002 (p), which were issued by the Office of the Head of the Civil Service of the Federation.
”I am directed to bring to your attention the provision of Public Service Rule (PSR) 021002 (p), which mandates all public servants to obtain a Certificate of Non-Indebtedness as a prerequisite for retirement.”
“The Federal Government will commence the seizure of mortgaged properties belonging to retiring federal public servants who have failed to fully repay housing loans obtained from the board,” she said.
Ahmed clarified that in the event that a public official leaves their position before repaying the debt in full, the FGSHLB retains the legal authority to seize any mortgaged property.
She reaffirmed that policemen who were already retired but still owed money were also subject to the directive.
She advised all impacted public employees to promptly obtain the necessary clearance certificate and regularize their loan status.
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