Flutterwave secures 20 more U.S. money transmitter licenses
Following its recent acquisition of Money Transmitter Licenses (MTLs), Flutterwave, Africa’s top payments technology firm, today announced the relaunch of Send App, its flagship remittance product, throughout the US states.
In addition to the 14 licenses the brand has held since 2023, Flutterwave just acquired 20 more MTLs in the US.
With 34 direct licenses overall, this accomplishment enables Flutterwave to conduct business in numerous US states and territories without the need for partners or middlemen.
Now, US users can send money to Ghana, Egypt, and Nigeria, opening up previously unattainable remittance channels. In addition to this extension, a rapid ID check has been added to the onboarding process, which makes it quicker and simpler for new users to get started.
Additional enhancements include better in-app flows for a quicker, easier sending experience, increased security measures to protect transactions and uphold compliance, and optimized payment support for Visa and Discover cards issued in the US.
This comeback further demonstrates Flutterwave’s dedication to providing all Send App users in the US with a smooth, safe, and legal user experience. From Washington, DC, Georgia, Maryland, North Carolina, Michigan, South Carolina, and Tennessee, users can now send money.
Alaska, Arizona, Arkansas, Delaware, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Mexico, North Dakota, Oklahoma, Oregon, Puerto Rico, Rhode Island, South Dakota, Utah, Washington, West Virginia, Wisconsin, and Wyoming are among the other US states and territories where Send App by Flutterwave facilitates outbound remittances.
Olugbenga “GB” Agboola, the founder and CEO of Flutterwave, commented on the
Relaunch:
“We are enabling millions of Africans in the US to sustain their families, keep close financial relationships to their homelands, and encourage economic growth throughout the continent by broadening our reach and improving our services. Furthermore, we are adhering to our primary objective of connecting the world economy with Africa and vice versa.
Why This Matters:
🔹 MTLs are essential for legally offering money transfer and payment services in U.S. states — meaning Flutterwave is now licensed to operate in nearly 70% of the U.S.
🔹 It opens doors for:
Cross-border payments between U.S. and Africa
Expansion of Send App, Flutterwave’s remittance product
Onboarding of more U.S.-based clients and merchants
🔹 It places Flutterwave in direct competition with global players like Wise, PayPal, and Western Union in the remittance space.
Flutterwave CEO Olugbenga “GB” Agboola has said:
“Our goal is to connect Africa to the global economy. These licenses help us do that by making payments faster, safer, and more accessible — no matter where you are.”
The Bigger Picture:
Flutterwave’s expansion isn’t just about growth — it’s about changing the narrative.
This is a Nigerian-founded fintech now playing on a global stage, fully regulated, and building infrastructure that serves not just Africa, but the diaspora.
Final Thought:
From starting in Lagos to becoming a U.S.-licensed payment company — this is African excellence in motion.
And it’s not just good for Flutterwave — it’s good for Africa’s image, investors’ confidence, and digital trade.
AFRICAN FINTECH WIN! 🚀
Flutterwave now holds 34 U.S. licenses to move money legally! 🇺🇸💸🌍
After securing 14 Money Transmitter Licenses (MTLs) since 2023, Flutterwave just added 20 more to the list — officially taking its payment infrastructure deeper into the United States.
This move means more remittance access, faster payments, and stronger global positioning for an African-born fintech company.
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